Errors & Omissions Insurance


An Errors and Omissions policy covers legal liability and defense costs for the production company against lawsuits alleging unauthorized use of title, format, ideas, characters or plots, plagiarism, unfair competition or piracy. Errors and Omissions also protects for alleged libel, slander, defamation of character or invasion of privacy.

Once a film, television pilot, series of television shows, or documentary is finished, the next step is normally distribution. Most distributors will require the production company obtain an Errors and Omissions policy on the production. If you are a distributor, you should always carry your own E&O policy, in addition to requiring each of the productions you distribute to be covered.

Obtaining Errors and Omissions coverage can be complex and time consuming. The Truman Van Dyke company has specialized in E&O for over 40 years. We have access to a wide variety of insurance companies that provide E&O coverage, so finding the exact right policy is assured.

Applying for Errors and Omissions coverage for a production is a multi-step process. The first step is completing the application. An E & O policy application is detailed, and all information requested by the application must be provided. This normally involves much hands on advice and guidance from our staff to be sure the application is correct and complete before submitting it to the insurance companies.

Often a production company will turn over the application process to an attorney who specializes in Errors and Omissions. The Truman Van Dyke Company has the expertise and experience to work with entertainment attorneys to complete the process efficiently, minimizing attorney's fees. Often the distributor requesting you obtain the E & O policy will also have their own legal department involved. Again the Truman Van Dyke Company has the experience needed to manage this process, and is used to facilitating the back and forth negotiations often required to obtain a sound E & O policy for our clients.

Next in the process is obtaining a number of clearances for the production. These clearances are reports from qualified individuals stating that the various copyrights necessary have been obtained for any copyrighted materials in the production. These clearances may also involve due diligence statements saying that the production has been properly vetted for potential copyright infringement and other potential claims.

The Truman Van Dyke Company has relationships with many of the top players in the field of Entertainment E & O. We can provide the contacts and resources to get your production cleared for an E & O policy. We have worked with these industry veterans for many years and know what they need to quickly get a production cleared.

To get started, contact Heidy Muriel, she'll assess your situation and get you the correct application form and explain how to fill them out.

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